Sunday, 29 July 2018

Being Honest About Money | Taking Out A Payday Loan With Cash Lady* | Opening Up The Conversation Around Blogger's Paychecks!

www.sunshinesarahxo.com

Imagine this scenario, it's a week before payday and you're suddenly hit with an unexpected bill - for car repairs, dental work, a holiday deposit, student loan, rent or other amenities. Usually you have enough money in your account to cover this but for some reason this month, you don't. You could risk it but then you'd be even further into your overdraft than you already are and you don't need that hanging over your head - again! 

Don't be ashamed or beat yourself up about this, it happens, probably to more people than you'd think. Just agree to do better next month and perhaps set up a budget so you know what is coming out and when so you can be prepared and start saving a little each month too, it doesn't have to be much, just as much as you can afford so if the worst should happen, at least you have something to fall back on. 


Money seems to be a difficult subject for many people to talk about for so many reasons. Especially when you don't earn it in the usual way - unlike most careers or jobs, if you happen to be your own boss or a full time blogger you can forget about being open and honest with anyone (except perhaps your accountant!) about your income! 

I don't quite understand why, when blogging itself is a fairly new industry, that there aren't more of us having frank discussions about the amount/s we get paid for the work we do! Surely it would benefit all of us to start the conversation around payment so that not only are we more aware of the vast differences between one blogger's paycheck and our own? We all know how some brands just love to undercut us by going with someone different who doesn't mind sacrificing their worth for a lesser amount! 

So perhaps we need to stop being so quiet when it comes to money and actually start having conversations about it. I'm not saying we should all suddenly start sharing each and every paycheck we receive, but perhaps just start by being honest with ourselves about how much we need to earn to pay the bills and working towards that so we never find ourselves in a position where we would need a payday loan. Not that there's anything wrong with that, I mean they exist for a reason but it's always best to not have to rely on them to bail you out every time you find yourself in the red! 

If you're still struggling you could always ask for a payday loan from cash lady, they're a payday loan company who can help you out of a tough spot. Whenever you apply for a loan, the company will perform a credit check on you to ensure you're able to repay the loan and you want to be able to trust the firm so click on the link to find out why to avoid no credit check loans

You still need to be careful though, getting into debt is no laughing matter and can be serious if you don't sort it out when you first encounter a problem. This is one reason (of many) why it is so important to be open and honest about money, once you're over the initial embarrassment of laying all of your financials and really understanding your ASOS habit!


Love, Sarah
xoxoxoxoxoxoxo



*Sponsored post with Cash Lady all opinions my own. Citizens Advice Bureau is available should you find yourself in financial difficulty.   




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